Does Medicare Cover Gym Memberships?

Original Medicare covers inpatient and outpatient medical care, as well as some preventive care services. However, gym memberships and fitness programs aren’t part of that coverage. Optional Medicare plans like Medicare Advantage and Medigap, on the other hand, may offer coverage for fitness services. Let’s take a look at how to get your fitness costs covered under these plans, as well as the healthy lifestyle benefits that original Medicare will cover.   Will Medicare pay for my gym membership? Original Medicare is made up of two parts: Part A covers inpatient hospital services and Part B covers outpatient medical care and some preventive services. While it might seem like fitness programs could fall under preventive care, Part B coverage is limited to programs that support physical health for medical conditions. These programs include: occupational therapy physical therapy speech therapy cardiac rehabilitation chiropractic care durable medical equipment Without a medical diagnosis that requires some type of physical therapy or rehabilitation, you’ll need to pay the full cost of fitness center or gym memberships out of pocket if you have only original Medicare. You can opt into optional Medicare plans, such as Medicare Part C (Medicare Advantage) or Medicare supplement insurance (Medigap). These plans may cover fitness center and gym fees. Coverage varies by plan type, location, and how much you’re willing to pay for your plan.   How do I get a gym membership through my Medicare Advantage plan? Medicare Advantage (Part C) is a type of optional plan offered by private insurance companies. These plans are required to cover at least as much as original Medicare covers in terms of inpatient, outpatient, and preventive care services. Most plans also offer additional services beyond original Medicare. The extra benefits each plan offers depends on: the insurance provider your location the services you choose to include in your plan how much you can pay for coverage   What is SilverSneakers? SilverSneakers is a fitness program designed for adults ages 65 and older. While this program isn’t covered under original Medicare, many Medicare Advantage plans include SilverSneakers or other fitness programs in their coverage. The SilverSneakers program offers more than just gym memberships. There are a number of in-person programs across the country, as well as online programs and services. These benefits include: Wide availability. With this program, you can use more than 17,000 participating fitness centers across the country. Find out what facilities in your area participate by clicking here. Tailored fitness classes. Classes are specifically designed for older adults and tailored for every fitness level. They include chair exercises, water exercise, yoga, tai chi, circuit training, and weight training. SilverSneakers FLEX classes. These classes offer fitness programs outside of the traditional gym. SilverSneakers supports physical health through alternative methods like walking programs, community center classes, park programs, and more. Learn about the FLEX program by clicking here. Online resources. Members have access to an online library of fitness resources, nutrition information, and on-demand classes and workout videos. For a more interactive experience from home, SilverSneakers also offers live online classes. SilverSneakers app. An [...]